Customers
Customers benefit from using to ClearPurchase, and is much easier to use than entering credit/debit card numbers.
Peace of Mind
ClearPurchase guarantees no fraud: the customer only pays for goods and services that they authorize at their bank, and their account information stays in their bank.
Their sensitive financial information is not at risk in unknown systems.
"Credit and debit card fraud is the No. 1 fear of Americans in the midst of the global financial crisis.
Concern about fraud supersedes that of terrorism, computer and health viruses and personal safety."
Unisys Security Index: United States, March 2009
No Unauthorized Transactions
The ClearPurchase system is specifically designed so that there can never be any transactions on your account that you have not authorized directly with your bank.
Unlike credit/debit cards and other payment systems, ClearPurchase does not have authority to 'pull' money from your account.
Freedom to Shop Anywhere
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Online:
The customer can safely purchase goods from any online merchant that displays ClearPurchase as a payment method.
ClearPurchase guarantees the merchant is legitimate.
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Over the Phone:
The customer can safely make purchases over the phone, by simply providing their phone number and authorizing the transaction on their mobile phone.
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In-Store Mobile:
The customer can safely purchase goods from any merchant store that displays ClearPurchase as a payment method,
using your mobile phone to authorize the transaction.
The merchant does not receive your credit card information, so there is no risk of fraud as a result of the merchant system being hacked.
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Recurring Payments:
The customer can also make recurring payments from their account using ClearPurchase.
The customer is in complete control of all payments made.
Pay from Any Account
The customer can pay for goods using any of their online accounts that their Financial Institution makes available to them - checking, savings, credit.
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